Unlock Brazil's #1 way to pay
Connect PIX to your checkout
Onboarding takes as little as two weeks. Share a few details and our team will follow up with your PIX rollout plan, integration steps, and rates.
PIX isn't an alternative payment method in Brazil.
It's the default.
80%
Of Brazilians already use it, making it the most widely adopted payment method in the country
55%
Of all financial transactions in Brazil now run through PIX. Ahead of credit and debit cards, and cash combined
95%
Near-universal acceptance at the acquirer level — merchants don’t need to worry about compatibility or missed transactions.
What PIX actually changes for high-risk merchants
No card networks, no interchange, no issuer second-guessing your MCC. Just a direct, bank-verified transfer.
Instant settlement, higher approval
Users authenticate directly in their bank app. No issuer risk checks to decline the sale. Approval rates reach 90%, with 95% acquirer acceptance.
Recurring billing without card decay
PIX Automático lets users authorize once and renews automatically at the bank level. No expired cards, no failed renewals eating your MRR.
Discreet payments, zero compliance risk
Two-factor authentication and Brazil’s secure financial network (RSFN) built in from day one. Good for your users, good for chargebacks.
High-risk merchants see approval rates jump to 90%.
Connect PIX to your checkout.
How PIX works for the user
Step 1: Scan or tap
At checkout, the user scans a QR code or picks PIX in their banking app — no card number to type.
Step 2: Confirm with bank
They approve the payment with biometrics or a PIN, directly inside the app they already trust.
Step 3: Done in seconds
Funds move bank-to-bank instantly. No waiting for issuer approval, no decline screen.
Your new checkout system with our full support
We provide ongoing support and guidance to optimize your customers’ checkout experience. Maximize transaction conversions. We provide your team with comprehensive training, product knowledge, and resources on the PIX system so they can deliver high-quality service to your customers.
Frequently asked questions
What exactly is PIX?
PIX is Brazil’s Central Bank-run instant payment system. It moves money directly between bank accounts in seconds, using a “PIX key” — a phone number, email, tax ID, or QR code — instead of card details.
Do I need a Brazilian legal entity to accept PIX?
No. Vendo connects your existing checkout to PIX rails through our local banking partner — you share standard onboarding documents and we handle the rest.
How long does it take to go live?
Most merchants are live within two weeks of submitting documents, with no extra integration work on your side beyond adding PIX as a checkout option.
Will PIX actually improve my approval rate?
For most high-risk merchants, yes. Because PIX authenticates at the bank rather than through card-network risk scoring, merchants have seen Brazil approval rates jump to 90% within weeks of adding it.
Does PIX support recurring billing and subscriptions?
Yes, through PIX Automático. Users authorize a recurring charge once through their bank, and renewals process automatically — no expired cards or manual re-entry causing churn.
Is PIX safe for high-risk and adult-vertical transactions?
PIX runs on Brazil’s dedicated secure financial network with mandatory two-factor authentication at every institution. It also avoids the card-statement visibility issue that discourages some buyers, which tends to reduce disputes.
What does it cost to accept PIX?
PIX is free for individual consumers to send. Merchants pay a small per-transaction fee, typically well below standard card interchange and network costs — your Vendo rollout plan will include your specific rate.
Which of my products or plans can use PIX?
Both one-time purchases and recurring subscriptions — adult content, CBD/cannabis, gaming, and other high-risk verticals are all supported.