Unlock Up to 75% Savings on Every Transaction

Reduce your fees to boost profits, secure transactions to enhance trust, and simplify payments to gain a competitive advantage.

Unlock Up to 75% Savings on Every Transaction

Pay by Bank offers a revolutionary solution for direct online payments between merchant and customer.

Eliminate cards and reduce payment friction with a secure bank-to-bank link between you and your European customers.

Enhance Profitability with Pay by Bank

Europe presents a diverse and dynamic market with significant growth opportunities for your business.

Reduce Your Fees

Reduce Your Fees

Save up to 75% on your transaction fees. Direct transfers with Pay by Bank reduce your operational costs and boost your profit margins.

Operational Efficiency

Operational Efficiency

Optimize the checkout process with efficient and streamlined operations.

Competitive Advantage

Competitive Advantage

Offer a more streamlined payment option that distinguishes your business in the market. Appeal to consumers looking for secure, straightforward, and user-friendly transaction methods.

European Reach

European Reach

With Pay by Bank, expand your business in Europe by tapping into new markets that prefer bank transfers over credit cards.

Diverse Consumer Base

Diverse Consumer Base

Attract a broader demographic, including those who prefer not to use credit cards or are looking for more secure payment alternatives.

Payment Evolution

Payment Evolution

Lead the industry with the latest payment options that appeal to tech-savvy consumers and partners.

Say Goodbye to Chargebacks

Experience a significant decrease in chargeback disputes and fraud. Our innovative direct bank transfer system reduces chargeback headaches and streamlines operations, freeing up your time to grow your business.

Extensive European Banking Network

Extensive European Banking Network

Robust and reliable solution, expanding the reach and efficiency of your global business operations.

Join the Revolution in Payment Processing.

Benefits of Pay by Bank for Your Customers

Easy to Use

Simplify the payment process to just a few clicks. No credit card required, ideal for those who prefer or need alternative payment methods. Attract more customers with a hassle-free purchasing experience.

Enhanced Security

Use bank-level security measures to protect each transaction, ensuring your customers’ data is safe from fraud. This boosts consumer confidence in your platform, enhancing loyalty and repeat visits.

Increased Privacy

Offer private and discreet transactions for sensitive purchases. Optimize brand perception by respecting customer confidentiality.

Accessibility

Enable online shopping for those without credit cards, expanding market reach. Capture a broader market segment by offering an inclusive solution.

Simple, Secure, Efficient

Step 1
Step 1
At checkout, the customer selects Pay by Bank as their preferred payment method.
Step 2
Step 2

The payment is processed directly through the customer’s bank, maximizing security and transaction speed.

Step 3​
Step 3
At checkout, the customer selects Pay by Bank as their preferred payment method.

Your new checkout system with our full support

We provide ongoing support and guidance to optimize your customer’s checkout experience. Maximize transaction conversions. Your team receives comprehensive training, product knowledge, and resources on the Pay by Bank system to prepare them to provide high quality service to your customers.

Your new checkout system with our full support​

Frequently asked questions

Pay by Bank allows businesses to receive payments directly from customers’ bank accounts, bypassing traditional credit card systems.

By eliminating the middlemen typically involved in credit card transactions, Pay by Bank cuts transaction fees by up to 75%.

Pay by Bank employs bank-level security protocols to protect every transaction, greatly reducing the risk of fraud.

It simplifies the payment process, enabling a quicker and smoother transaction without the need for credit card information.

Yes, it makes online shopping accessible to those without credit cards or who prefer not to use them, expanding your market reach.

Vendo offers comprehensive guidance and support, including technical assistance and staff training, to ensure smooth integration and operation.

No, there are no setup costs involved with Pay by Bank, allowing you to start saving on transaction fees right away.

Transactions via Pay by Bank are processed rapidly, often in real-time, depending on the bank’s processing speed.

Currently, Pay by Bank is optimized for transactions within Europe, especially for payments in EUR.

Pay by Bank currently supports only non-recurring payments. Offers supported include:

  • Trial Offers: Displayed as non-recurring automatically.
  • Recurring Offers: Automatically converted to non-recurring at the same price.
  • Mixed Offers: The higher price-point, non-recurring option is selected by default. Understand how this fits into your sales strategy, especially if you commonly offer subscriptions or recurring services.

Pay by Bank

No barriers, more conversion No credit card, less costs There’s no going back

Join the Revolution in Payment Processing.